GANDERBAL, DECEMBER 03: A District Level Review Committee (DLRC)/District Consultative Committee (DCC) meeting was held today at the Mini Secretariat Ganderbal to review the performance of banks and line departments for (Q1+Q2) as on ending September 2024.
The meeting was chaired by the District Development Commissioner (DDC) Ganderbal, Shyambir and also attended by Additional Deputy Commissioner, Gulzar Ahmad,
Chief Planning Officer, Lead District Officer RBI, District Development Manager, NABARD along with representatives from banks and line departments.
The Lead District Manager, Ganderbal informed the house about the bank-wise performance of the banks in terms of deposits, advances and Credit Deposit ratio.
The Chairman DLRC directed the concerned department and banks to intensify their efforts to achieve targets under the agriculture sector in the upcoming quarter.
Further, banks were directed to ensure minimum achievement of 80% against the allocated target under ACP by December end.
The DDC directed all concerned to improve the number of credit linked cases under the HADP scheme, ensure 100% coverage of KCC smart cards. The banks were directed to improve lending under the educational sector.
In addition, the Chairman emphasized the importance of saturating Social Security Schemes (SSS) Viz. PMSBY, PMJJBY and APY.
Departments were directed to participate in Jan Suraksha Campaign which has been started in each Gram Panchayat of the district for achieving saturation by enrolling maximum number of applications under SSS.
Financial Literacy Centers were instructed to conduct events at the Block / Panchayat level to ensure maximum outreach and enrollment under these schemes.
Addressing the issue of unemployment, the Chairman called on banks and sponsoring agencies to work together in guiding unemployed youth toward livelihood opportunities. He stressed that banks must dispose off pending applications and provide full support to eligible youth in their journey toward self-sufficiency.
The meeting concluded with a renewed commitment from all participants to work collectively towards achieving the district’s development goals by ensuring effective credit flow and enhancing financial inclusion.
